Budgeting Idea

Well, I was sitting on my couch the other day trying to figure out how many more days I  could save money. So, I grabbed one of many notebooks that I have and began writing down all the “normal” monthly bills we have. Example: water, gas, trash, phones, electric, etc. When I was done, I added it all up and put the total amount at under the list. Then I made one for other bills, loans, once a month doctor visits etc. I then totaled that one and place it under that list. After doing this, I went and grabbed my calendar from my wall and wrote down each one on the day we get paid, starting with which ones needed to be paid first. I then began to add those bills up and got a total for how much I would be paying every payday so I know what will be left over. I hung my calendar back up in a place where I can see it everyday. If you’d like more info on how I managed to get my family out of the horrible whole we were in, please feel free to email me any time at


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